NCAAF Public Betting & Money Percentages

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Odds Settings
Sched.
Bets
$$
Diff
Best Odds
FREEMoney Percentages
UMass Team Icon
UMass
MASS
141
Rutgers Team Icon
Rutgers
RUT
142
10:00 PM
Right Arrow92%Right Arrow8%
Right Arrow90%Right Arrow10%
Right Arrow+2%
+29.5-105
-29.5-105
Right Arrow59%Right Arrow41%
Right Arrow21%Right Arrow79%
Right Arrow+38%
+25-110
-24.5-108
Right Arrow90%Right Arrow10%
+22.5-108
-21.5-109
Right Arrow93%Right Arrow7%
+42.5-110
-42.5-102
Right Arrow90%Right Arrow10%
+18.5-108
-18.5-103
Right Arrow95%Right Arrow5%
+28.5-102
-28.5-110
Right Arrow35%Right Arrow65%
+6.5+100
-6.5-112
Right Arrow68%Right Arrow32%
+42.5-110
-42.5-105
Right Arrow71%Right Arrow29%
+54.5-105
-54.5-105
Right Arrow82%Right Arrow18%
+34.5-105
-35.5-105
Right Arrow89%Right Arrow11%
+28.5-110
-27.5-108
Right Arrow69%Right Arrow31%
+4.5-105
-3-105
Right Arrow98%Right Arrow2%
+28.5+102
-29-109
Right Arrow98%Right Arrow2%
+35.5-110
-36.5-105
Right Arrow75%Right Arrow25%
+41.5-103
-41.5-110
Right Arrow92%Right Arrow8%
+41.5-105
-41.5-105
Right Arrow33%Right Arrow67%
+10-110
-9.5-110
Right Arrow57%Right Arrow43%
-24.5-105
+24-110
Right Arrow45%Right Arrow55%
+22.5-105
-21.5-108
Right Arrow90%Right Arrow10%
+21-108
-21.5-105
Right Arrow98%Right Arrow2%
+37.5-105
-37-109
Right Arrow77%Right Arrow23%
+28.5-105
-28.5+100
Right Arrow97%Right Arrow3%
+40.5-105
-40.5+100
Right Arrow70%Right Arrow30%
+20.5-105
-20.5-110
Right Arrow93%Right Arrow7%
+23.5+100
-23.5-108
Right Arrow34%Right Arrow66%
+2.5-108
-2.5-109
Right Arrow36%Right Arrow64%
+6.5-110
-5.5-115
Right Arrow98%Right Arrow2%
+33.5-110
-33.5-108
Right Arrow42%Right Arrow58%
+20-109
-19.5-110
Right Arrow44%Right Arrow56%
+16.5-105
-16.5-110
Right Arrow96%Right Arrow4%
+50.5-109
-50.5-109
Right Arrow98%Right Arrow2%
+35.5-105
-36-110
Right Arrow98%Right Arrow2%
+28.5-105
-29.5-110
Right Arrow85%Right Arrow15%
+23-110
-23.5-105
Right Arrow98%Right Arrow2%
+30-110
-30.5-105
Right Arrow38%Right Arrow62%
+14.5+100
-15.5-110
Right Arrow61%Right Arrow39%
+46.5-108
-46.5-108
Right Arrow37%Right Arrow63%
+7.5-110
-7.5-105
Right Arrow39%Right Arrow61%
+7.5-110
-7.5-108
Right Arrow84%Right Arrow16%
+40.5-105
-41.5-105
Right Arrow98%Right Arrow2%
+28.5-110
-29.5-105
Right Arrow99%Right Arrow1%
+30.5-105
-31.5-104
Right Arrow65%Right Arrow35%
+20.5-110
-19.5-110
Right Arrow65%Right Arrow35%
+23.5-102
-24.5-102
Right Arrow53%Right Arrow47%
+19.5-108
-18.5-108
Right Arrow93%Right Arrow7%
+48.5-105
-46.5-110
Right Arrow93%Right Arrow7%
+29.5-105
-29.5-110
Right Arrow67%Right Arrow33%
+24.5-110
-24.5-108
Right Arrow47%Right Arrow53%
+9.5-110
-7.5-109
Right Arrow60%Right Arrow40%
-14.5+100
+13.5-102
Right Arrow98%Right Arrow2%
+40.5-109
-40.5-110
Right Arrow99%Right Arrow1%
+31.5-105
-31.5-105
Right Arrow75%Right Arrow25%
+20.5-108
-20.5+101
Right Arrow28%Right Arrow72%
+3.5-115
-3-110
Right Arrow100%
+40.5-105
-40.5-110
Right Arrow78%Right Arrow22%
+42.5-105
-42.5-110
Right Arrow81%Right Arrow19%
+16.5-102
-16.5-110
Right Arrow29%Right Arrow71%
+11.5-110
-8.5-115
Right Arrow68%Right Arrow32%
+22.5-109
-23.5-113
Right Arrow92%Right Arrow8%
+26.5-112
-25.5-105
Right Arrow98%Right Arrow2%
+40.5-105
-40.5-110
Right Arrow98%Right Arrow2%
+29.5-110
-29.5+103
Right Arrow61%Right Arrow39%
+20.5-105
-20.5-110
Right Arrow31%Right Arrow69%
+13.5-105
-14-102
Right Arrow31%Right Arrow69%
+14.5-108
-13.5-110
Right Arrow99%Right Arrow1%
+40.5+100
-41.5-108
Right Arrow80%Right Arrow20%
+20.5+102
-21.5-105
+13.5-105
-12.5-110
Right Arrow50%Right Arrow50%
+10.5-110
-10.5+100
Right Arrow95%Right Arrow5%
+27.5-105
-28-109
Right Arrow98%Right Arrow2%
+28.5-108
-28.5-105
Right Arrow96%Right Arrow4%
+44.5-105
-44.5-109
Right Arrow88%Right Arrow12%
+55.5-105
-55.5-108
Right Arrow73%Right Arrow27%
+26.5-105
-26.5-110
Right Arrow89%Right Arrow11%
+51.5-105
-51.5-110
+20.5-112
-19-107
Right Arrow96%Right Arrow4%
+45.5-110
-45.5-110
Right Arrow45%Right Arrow55%
+13.5-104
-13.5-110
Right Arrow68%Right Arrow32%
+28.5-105
-28.5-110
Right Arrow99%Right Arrow1%
+40.5-105
-39.5-110
Right Arrow97%Right Arrow3%
+32.5-110
-31.5-110
Right Arrow73%Right Arrow27%
-3.5+104
+3-105
Right Arrow99%Right Arrow1%
+37.5-105
-37.5-108
Right Arrow45%Right Arrow55%
+10.5-105
-10.5-104
Right Arrow97%Right Arrow3%
+43.5-105
-43.5-110
Right Arrow60%Right Arrow40%
-1.5-110
+2-105
Right Arrow83%Right Arrow17%
-1-108
+2.5-105
Right Arrow88%Right Arrow12%
+23.5-106
-23.5-109
Right Arrow19%Right Arrow81%
+6.5+100
-7-105
Right Arrow53%Right Arrow47%
+20.5-105
-20.5-105
Right Arrow66%Right Arrow34%
-2.5-110
+3.5-115
Right Arrow47%Right Arrow53%
+7.5-105
-7.5-102
Right Arrow75%Right Arrow25%
+38.5-110
-36.5-110
Right Arrow65%Right Arrow35%
+4.5-118
-3.5-115
Right Arrow44%Right Arrow56%
+6.5+100
-7-105
Right Arrow31%Right Arrow69%
+9.5+100
-9.5-105
Right Arrow90%Right Arrow10%
+30.5-105
-31.5-102
Right Arrow52%Right Arrow48%
+4.5-105
-4-105
Right Arrow53%Right Arrow47%
+4.5-105
-4.5-109
Scheduled Open Best Odds % of Bets % of Money Diff Bets
FREEMoney Percentages
+30.5
-30.5
+29.5-105
-29.5-105
Right Arrow92%
Right Arrow8%
Right Arrow90%
Right Arrow10%
+2%
8,789
+22.5
-22.5
+25-110
-24.5-108
Right Arrow59%
Right Arrow41%
Right Arrow21%
Right Arrow79%
+38%
8,532

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+21.5
-21.5
+22.5-108
-21.5-109
Right Arrow90%
Right Arrow10%
+38.5
-38.5
+42.5-110
-42.5-102
Right Arrow93%
Right Arrow7%
+27.5
-27.5
+18.5-108
-18.5-103
Right Arrow90%
Right Arrow10%
+30.5
-30.5
+28.5-102
-28.5-110
Right Arrow95%
Right Arrow5%
+7
-7
+6.5+100
-6.5-112
Right Arrow35%
Right Arrow65%
+43.5
-43.5
+42.5-110
-42.5-105
Right Arrow68%
Right Arrow32%
+50.5
-50.5
+54.5-105
-54.5-105
Right Arrow71%
Right Arrow29%
+35.5
-35.5
+34.5-105
-35.5-105
Right Arrow82%
Right Arrow18%
+27.5
-27.5
+28.5-110
-27.5-108
Right Arrow89%
Right Arrow11%
+3.5
-3.5
+4.5-105
-3-105
Right Arrow69%
Right Arrow31%
+26.5
-26.5
+28.5+102
-29-109
Right Arrow98%
Right Arrow2%
+32.5
-32.5
+35.5-110
-36.5-105
Right Arrow98%
Right Arrow2%
+40.5
-40.5
+41.5-103
-41.5-110
Right Arrow75%
Right Arrow25%
+40.5
-40.5
+41.5-105
-41.5-105
Right Arrow92%
Right Arrow8%
+10.5
-10.5
+10-110
-9.5-110
Right Arrow33%
Right Arrow67%
-21.5
+21.5
-24.5-105
+24-110
Right Arrow57%
Right Arrow43%
+23.5
-23.5
+22.5-105
-21.5-108
Right Arrow45%
Right Arrow55%
+17.5
-17.5
+21-108
-21.5-105
Right Arrow90%
Right Arrow10%
+37.5
-37.5
+37.5-105
-37-109
Right Arrow98%
Right Arrow2%
+25.5
-25.5
+28.5-105
-28.5+100
Right Arrow77%
Right Arrow23%
+40.5
-40.5
+40.5-105
-40.5+100
Right Arrow97%
Right Arrow3%
+18.5
-18.5
+20.5-105
-20.5-110
Right Arrow70%
Right Arrow30%
+23.5
-23.5
+23.5+100
-23.5-108
Right Arrow93%
Right Arrow7%
+1.5
-1.5
+2.5-108
-2.5-109
Right Arrow34%
Right Arrow66%
+6
-6
+6.5-110
-5.5-115
Right Arrow36%
Right Arrow64%
+27.5
-27.5
+33.5-110
-33.5-108
Right Arrow98%
Right Arrow2%
+21.5
-21.5
+20-109
-19.5-110
Right Arrow42%
Right Arrow58%
+16.5
-16.5
+16.5-105
-16.5-110
Right Arrow44%
Right Arrow56%
+49.5
-49.5
+50.5-109
-50.5-109
Right Arrow96%
Right Arrow4%
+33.5
-33.5
+35.5-105
-36-110
Right Arrow98%
Right Arrow2%
+23.5
-23.5
+28.5-105
-29.5-110
Right Arrow98%
Right Arrow2%
+27.5
-27.5
+23-110
-23.5-105
Right Arrow85%
Right Arrow15%
+30.5
-30.5
+30-110
-30.5-105
Right Arrow98%
Right Arrow2%
+12.5
-12.5
+14.5+100
-15.5-110
Right Arrow38%
Right Arrow62%
+48.5
-48.5
+46.5-108
-46.5-108
Right Arrow61%
Right Arrow39%
+6.5
-7.5
+7.5-110
-7.5-105
Right Arrow37%
Right Arrow63%
+9.5
-9.5
+7.5-110
-7.5-108
Right Arrow39%
Right Arrow61%
+35.5
-35.5
+40.5-105
-41.5-105
Right Arrow84%
Right Arrow16%
+27.5
-27.5
+28.5-110
-29.5-105
Right Arrow98%
Right Arrow2%
+30.5
-30.5
+30.5-105
-31.5-104
Right Arrow99%
Right Arrow1%
+17.5
-17.5
+20.5-110
-19.5-110
Right Arrow65%
Right Arrow35%
+23.5
-23.5
+23.5-102
-24.5-102
Right Arrow65%
Right Arrow35%
+22.5
-22.5
+19.5-108
-18.5-108
Right Arrow53%
Right Arrow47%
+47.5
-47.5
+48.5-105
-46.5-110
Right Arrow93%
Right Arrow7%
+30.5
-30.5
+29.5-105
-29.5-110
Right Arrow93%
Right Arrow7%
+24.5
-24.5
+24.5-110
-24.5-108
Right Arrow67%
Right Arrow33%
+8.5
-8.5
+9.5-110
-7.5-109
Right Arrow47%
Right Arrow53%
-11.5
+11.5
-14.5+100
+13.5-102
Right Arrow60%
Right Arrow40%
+40.5
-40.5
+40.5-109
-40.5-110
Right Arrow98%
Right Arrow2%
+29.5
-29.5
+31.5-105
-31.5-105
Right Arrow99%
Right Arrow1%
+23.5
-23.5
+20.5-108
-20.5+101
Right Arrow75%
Right Arrow25%
+4
-4
+3.5-115
-3-110
Right Arrow28%
Right Arrow72%
+41.5
-41.5
+40.5-105
-40.5-110
Right Arrow100%
+41.5
-41.5
+42.5-105
-42.5-110
Right Arrow78%
Right Arrow22%
+17.5
-17.5
+16.5-102
-16.5-110
Right Arrow81%
Right Arrow19%
+10.5
-10.5
+11.5-110
-8.5-115
Right Arrow29%
Right Arrow71%
+21.5
-21.5
+22.5-109
-23.5-113
Right Arrow68%
Right Arrow32%
+26.5
-26.5
+26.5-112
-25.5-105
Right Arrow92%
Right Arrow8%
+38.5
-38.5
+40.5-105
-40.5-110
Right Arrow98%
Right Arrow2%
+35.5
-35.5
+29.5-110
-29.5+103
Right Arrow98%
Right Arrow2%
+20.5
-20.5
+20.5-105
-20.5-110
Right Arrow61%
Right Arrow39%
+23.5
-23.5
+13.5-105
-14-102
Right Arrow31%
Right Arrow69%
+12.5
-12.5
+14.5-108
-13.5-110
Right Arrow31%
Right Arrow69%
+41.5
-41.5
+40.5+100
-41.5-108
Right Arrow99%
Right Arrow1%
+25.5
-25.5
+20.5+102
-21.5-105
Right Arrow80%
Right Arrow20%
+14.5
-14.5
+13.5-105
-12.5-110
+11
-11
+10.5-110
-10.5+100
Right Arrow50%
Right Arrow50%
+26.5
-26.5
+27.5-105
-28-109
Right Arrow95%
Right Arrow5%
+28.5
-28.5
+28.5-108
-28.5-105
Right Arrow98%
Right Arrow2%
+40.5
-40.5
+44.5-105
-44.5-109
Right Arrow96%
Right Arrow4%
+47.5
-47.5
+55.5-105
-55.5-108
Right Arrow88%
Right Arrow12%
+26
-26
+26.5-105
-26.5-110
Right Arrow73%
Right Arrow27%
+47.5
-47.5
+51.5-105
-51.5-110
Right Arrow89%
Right Arrow11%
+17.5
-17.5
+20.5-112
-19-107
+41.5
-41.5
+45.5-110
-45.5-110
Right Arrow96%
Right Arrow4%
+15.5
-15.5
+13.5-104
-13.5-110
Right Arrow45%
Right Arrow55%
+23.5
-23.5
+28.5-105
-28.5-110
Right Arrow68%
Right Arrow32%
+40.5
-40.5
+40.5-105
-39.5-110
Right Arrow99%
Right Arrow1%
+29.5
-29.5
+32.5-110
-31.5-110
Right Arrow97%
Right Arrow3%
-1.5
+1.5
-3.5+104
+3-105
Right Arrow73%
Right Arrow27%
+32.5
-32.5
+37.5-105
-37.5-108
Right Arrow99%
Right Arrow1%
+12.5
-12.5
+10.5-105
-10.5-104
Right Arrow45%
Right Arrow55%
+42.5
-42.5
+43.5-105
-43.5-110
Right Arrow97%
Right Arrow3%
+3.5
-3.5
-1.5-110
+2-105
Right Arrow60%
Right Arrow40%
-4.5
+4.5
-1-108
+2.5-105
Right Arrow83%
Right Arrow17%
+21.5
-21.5
+23.5-106
-23.5-109
Right Arrow88%
Right Arrow12%
+7.5
-8.5
+6.5+100
-7-105
Right Arrow19%
Right Arrow81%
+17.5
-17.5
+20.5-105
-20.5-105
Right Arrow53%
Right Arrow47%
-2.5
+2.5
-2.5-110
+3.5-115
Right Arrow66%
Right Arrow34%
+7.5
-7.5
+7.5-105
-7.5-102
Right Arrow47%
Right Arrow53%
+35.5
-35.5
+38.5-110
-36.5-110
Right Arrow75%
Right Arrow25%
+3.5
-3.5
+4.5-118
-3.5-115
Right Arrow65%
Right Arrow35%
+10
-10
+6.5+100
-7-105
Right Arrow44%
Right Arrow56%
+8.5
-8.5
+9.5+100
-9.5-105
Right Arrow31%
Right Arrow69%
+28.5
-28.5
+30.5-105
-31.5-102
Right Arrow90%
Right Arrow10%
+3
-3
+4.5-105
-4-105
Right Arrow52%
Right Arrow48%
+3
-3
+4.5-105
-4.5-109
Right Arrow53%
Right Arrow47%

College football is one of the most bet-on sports in the United States, with billions wagered every season. As more states legalize sports betting and more bettors go online, NCAAF public betting continues to grow in popularity. Understanding how the public is wagering can help you identify potential edges and make smarter bets.

In this guide, we’ll break down public betting data, explain the difference between percentage of bets and percentage of money, and show how to use these insights to your advantage. Public betting percentage shows the share of bets placed on each side of a game, while money percentage shows the share of total dollars wagered — sharp bettors watch the gap between the two to spot value.

Percentages on this page reflect Action Network's tracked sportsbook data and are updated every 10 minutes on gameday. Figures below are illustrative examples; see the live odds table for current-week numbers.

What is NCAAF Public Betting?

NCAAF public betting data shows what share of bets and what share of money are being placed on each side of a college football game, based on real sportsbook activity we track across the industry.

NCAAF public betting refers to the wagers placed by the general betting population on college football games. Tracking public betting trends helps you see which teams or sides most bettors favor. However, the public isn’t always right, which is why professional bettors, also known as “sharps,” often take the opposite side.

By combining public betting data with money percentages and total bet volume, you can get a clearer picture of where the smart money is going.

For example, in Week 1 of the 2025 season, Ohio State opened as a 7.5-point favorite over Texas. Bets skewed toward Ohio State early, but by kickoff the line had moved to 7 despite the majority of bets still on the Buckeyes — a reverse line movement that pointed to sharp money on Texas. That kind of divergence between ticket count and line movement is exactly what public betting data is meant to surface.

Tips for Interpreting NCAAF Public Betting

Understanding how to interpret NCAAF public betting can provide an edge for college football bettors. Here's a handful of tips from our experts on interpreting NCAAF public betting data.

  • Look for games where the delta between bet and money percentages is large — these often indicate professional interest.
  • Avoid overvaluing data from games with small sample sizes of tracked bets.
  • Use public betting data alongside other tools, such as line movement, team stats, and matchup analysis, to make informed decisions.
  • Treat public betting data as one input among several, not a standalone system — it's most useful combined with injury news, weather, and situational trends (letdown spots, short weeks, revenge games).
  • Responsible gambling note: public and money percentages describe crowd behavior, not guaranteed outcomes. Never bet more than you can afford to lose, and use them as a research tool rather than a betting system on their own.

A concrete example: An Action Network study found that teams receiving fewer than 45% of spread tickets since 2005 went 4,007-4,025-145 against the spread, a 49.9% win rate — essentially break-even, not a strong edge.

How to Use Public Betting and Money Percentages in College Football Betting

We house betting data from numerous U.S. online sportsbooks, including "percentage of bets" and "percentage of money" on every college football game and major bet type. Here's a look at a hypothetical Tennessee-Vanderbilt game.

  • Percentage (%) of bets: The percentage of wagers on a particular side of a game. If Tennessee vs. Vanderbilt had 20,000 total bets that we've tracked and 12,000 of those are on the Vols, we'd say that Tennessee has received 60% of the bets.
  • Percentage (%) of money: This is the same thing except for the money. If we know the total handle, we can then calculate the percentage of money on one side or another of a bet.

Combining those two factors can help college football bettors eye bets that might be worth making. The reason is because not all bets are the same amount of money. A single $10,000 sharp bet can outweigh hundreds of $10 public tickets — which is why money percentage often tells a different story than bet percentage.

Thus, the difference between the percentage of money and the percentage of bets can often highlight the games in which pro bettors are getting down action. And, well, they're professional and bet high amounts for a reason: It could be a good bet to take those sides.

It's also important to look at the total number of bets we're tracking, which you can see on the far right of the table above. The reason is that you don't want to put too much stock in a money vs. bet difference that has a small sample of bets. Utilizing all four factors -- bet percentage, money percentage, bet vs. money percentage (the delta), and total bets -- is recommended when using betting data to gain an advantage.

Why the Difference Matters

The difference between the percentage of bets and the percentage of money — sometimes called the “delta” — can highlight games where professional bettors are placing high-stakes wagers.

When bet % and money % diverge sharply, it signals sharp (professional) money on one side. For example, 40% of bets but 80% of money on a team suggests a small number of large wagers from sharps rather than broad public support. 

  • Scenario: 60% of bets on Tennessee but 80% of the money on them suggests sharp action favoring Tennessee over Vanderbilt.
  • Sharps bet large amounts for a reason: it could indicate a more favorable line or value that casual bettors might overlook.

We track this kind of split throughout the week across the CFB slate. In the hypothetical example above, the line held steady from open to close even as public tickets piled up on Tennessee — the kind of resistance that often accompanies sharp money quietly balancing the book on the other side. Watching for that pattern, rather than reacting to a single day's number, is where public betting data earns its keep.

If you want to apply NCAAF public betting insights, claim these NCAAF betting promos and/or NCAAF prediction market promos.

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Frequently Asked Questions
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