NCAAF Public Betting & Money Percentages
| Scheduled | Open | Best Odds | % of Bets | % of Money | Diff | Bets |
|---|---|---|---|---|---|---|
FREEMoney Percentages | ||||||
10:00 PM UMass MASS 141 Rutgers RUT 142 | +30.5 -30.5 | +29.5-105 -29.5-105 | +2% | 8,789 | ||
11:00 PM Akron AKR 143 Wake Forest WF 144 | +22.5 -22.5 | +25-110 -24.5-108 | +38% | 8,532 | ||
11:00 PM West Georgia UWGA Kennesaw St KENN | +21.5 -21.5 | +22.5-108 -21.5-109 | ||||
11:00 PM B-Cookman BCU UCF UCF | +38.5 -38.5 | +42.5-110 -42.5-102 | ||||
11:00 PM Albany ALB Buffalo BUFF | +27.5 -27.5 | +18.5-108 -18.5-103 | ||||
11:00 PM Merrimack MC Delaware DEL | +30.5 -30.5 | +28.5-102 -28.5-110 | ||||
12:00 AM Colorado COLO 145 GA Tech GT 146 | +7 -7 | +6.5+100 -6.5-112 | ||||
12:00 AM E. Illinois EIL Minnesota MINN | +43.5 -43.5 | +42.5-110 -42.5-105 | ||||
12:00 AM AR-Pine Bluff APB Missouri MIZ | +50.5 -50.5 | +54.5-105 -54.5-105 | ||||
1:00 AM Idaho IDHO Utah UTAH | +35.5 -35.5 | +34.5-105 -35.5-105 | ||||
1:00 AM UAB UAB 193 Illinois ILL 194 | +27.5 -27.5 | +28.5-110 -27.5-108 | ||||
10:30 PM San Jose St SJSU 147 E. Michigan EMU 148 | +3.5 -3.5 | +4.5-105 -3-105 | ||||
11:00 PM NC A&T NCAT Georgia State GAST | +26.5 -26.5 | +28.5+102 -29-109 | ||||
11:00 PM Indiana St INST Purdue PUR | +32.5 -32.5 | +35.5-110 -36.5-105 | ||||
12:00 AM Long Island LIU Kansas KU | +40.5 -40.5 | +41.5-103 -41.5-110 | ||||
12:00 AM UTEP UTEP 187 Oklahoma OU 188 | +40.5 -40.5 | +41.5-105 -41.5-105 | ||||
12:00 AM Toledo TOL 149 Michigan St MSU 150 | +10.5 -10.5 | +10-110 -9.5-110 | ||||
1:00 AM Miami (FL) MIA 153 Stanford STAN 154 | -21.5 +21.5 | -24.5-105 +24-110 | ||||
1:00 AM Fresno State FRES 151 USC USC 152 | +23.5 -23.5 | +22.5-105 -21.5-108 | ||||
+17.5 -17.5 | +21-108 -21.5-105 | |||||
4:00 PM Bryant U BRY Army ARMY | +37.5 -37.5 | +37.5-105 -37-109 | ||||
4:00 PM E. Carolina ECU 181 Alabama BAMA 182 | +25.5 -25.5 | +28.5-105 -28.5+100 | ||||
4:00 PM North Texas UNT 177 Indiana IU 178 | +40.5 -40.5 | +40.5-105 -40.5+100 | ||||
4:00 PM Oregon St ORST 211 Houston HOU 212 | +18.5 -18.5 | +20.5-105 -20.5-110 | ||||
4:00 PM Ohio OHIO 185 Nebraska NEB 186 | +23.5 -23.5 | +23.5+100 -23.5-108 | ||||
4:00 PM Tarleton TAR Bowling Green BGSU | +1.5 -1.5 | +2.5-108 -2.5-109 | ||||
4:00 PM Liberty LIB 161 JMU JMU 162 | +6 -6 | +6.5-110 -5.5-115 | ||||
4:00 PM UNH NH Syracuse SYR | +27.5 -27.5 | +33.5-110 -33.5-108 | ||||
4:00 PM Lafayette LAF UConn UCONN | +21.5 -21.5 | +20-109 -19.5-110 | ||||
+16.5 -16.5 | +16.5-105 -16.5-110 | |||||
+49.5 -49.5 | +50.5-109 -50.5-109 | |||||
+33.5 -33.5 | +35.5-105 -36-110 | |||||
5:00 PM Duquesne DUQ Air Force AFA | +23.5 -23.5 | +28.5-105 -29.5-110 | ||||
5:00 PM Youngstown St YSU Kentucky UK | +27.5 -27.5 | +23-110 -23.5-105 | ||||
5:00 PM SE Missouri SEM Iowa State ISU | +30.5 -30.5 | +30-110 -30.5-105 | ||||
6:00 PM Rhode Island URI Temple TEM | +12.5 -12.5 | +14.5+100 -15.5-110 | ||||
7:00 PM TN State TNST Georgia UGA | +48.5 -48.5 | +46.5-108 -46.5-108 | ||||
7:30 PM Baylor BAY 209 Auburn AUB 210 | +6.5 -7.5 | +7.5-110 -7.5-105 | ||||
7:30 PM Boston Col BC 157 Cincinnati CIN 158 | +9.5 -9.5 | +7.5-110 -7.5-108 | ||||
7:30 PM Fordham FOR ND State NDSU | +35.5 -35.5 | +40.5-105 -41.5-105 | ||||
7:30 PM Rio Grande Valley UTRGV UTSA UTSA | +27.5 -27.5 | +28.5-110 -29.5-105 | ||||
7:30 PM Towson TOW Navy NAVY | +30.5 -30.5 | +30.5-105 -31.5-104 | ||||
7:30 PM Citadel CIT Charlotte CHA | +17.5 -17.5 | +20.5-110 -19.5-110 | ||||
7:30 PM Marshall MRSH 163 Penn State PSU 164 | +23.5 -23.5 | +23.5-102 -24.5-102 | ||||
7:30 PM Maine ME App State APP | +22.5 -22.5 | +19.5-108 -18.5-108 | ||||
7:30 PM Furman FUR Tennessee TENN | +47.5 -47.5 | +48.5-105 -46.5-110 | ||||
7:30 PM Texas St TXST 189 Texas TEX 190 | +30.5 -30.5 | +29.5-105 -29.5-110 | ||||
7:30 PM Boise State BOISE 207 Oregon ORE 208 | +24.5 -24.5 | +24.5-110 -24.5-108 | ||||
7:30 PM Tulane TULN 167 Duke DUKE 168 | +8.5 -8.5 | +9.5-110 -7.5-109 | ||||
7:45 PM OK State OKST 179 Tulsa TLSA 180 | -11.5 +11.5 | -14.5+100 +13.5-102 | ||||
8:15 PM N Alabama UNA Arkansas ARK | +40.5 -40.5 | +40.5-109 -40.5-110 | ||||
8:15 PM N. Illinois NIU 195 Iowa IOWA 196 | +29.5 -29.5 | +31.5-105 -31.5-105 | ||||
+23.5 -23.5 | +20.5-108 -20.5+101 | |||||
10:00 PM Wyoming WYO 199 Colorado St CSU 200 | +4 -4 | +3.5-115 -3-110 | ||||
10:00 PM Norfolk State NORF Old Dominion ODU | +41.5 -41.5 | +40.5-105 -40.5-110 | ||||
11:00 PM Ab Christian ACU Texas Tech TTU | +41.5 -41.5 | +42.5-105 -42.5-110 | ||||
11:00 PM Sam Houston SHSU 213 Troy TROY 214 | +17.5 -17.5 | +16.5-102 -16.5-110 | ||||
11:00 PM Arkansas St ARST 215 Memphis MEM 216 | +10.5 -10.5 | +11.5-110 -8.5-115 | ||||
11:00 PM Houston Christian HB Rice RICE | +21.5 -21.5 | +22.5-109 -23.5-113 | ||||
11:00 PM Charleston So CCH GA Southern GASO | +26.5 -26.5 | +26.5-112 -25.5-105 | ||||
11:00 PM Missouri St MOST 191 Texas A&M TA&M 192 | +38.5 -38.5 | +40.5-105 -40.5-110 | ||||
11:00 PM Austin Peay APSU Vanderbilt VAN | +35.5 -35.5 | +29.5-110 -29.5+103 | ||||
11:00 PM E. Kentucky EKU Jax State JVST | +20.5 -20.5 | +20.5-105 -20.5-110 | ||||
11:00 PM Idaho State IDS Utah State USU | +23.5 -23.5 | +13.5-105 -14-102 | ||||
11:00 PM FIU FIU 171 S. Florida USF 172 | +12.5 -12.5 | +14.5-108 -13.5-110 | ||||
11:00 PM Nicholls St NIC K State KSU | +41.5 -41.5 | +40.5+100 -41.5-108 | ||||
11:00 PM Murray State MUR Middle Tenn MTSU | +25.5 -25.5 | +20.5+102 -21.5-105 | ||||
11:00 PM SE Louisiana SEL S. Alabama USA | +14.5 -14.5 | +13.5-105 -12.5-110 | ||||
11:30 PM Clemson CLEM 219 LSU LSU 220 | +11 -11 | +10.5-110 -10.5+100 | ||||
11:30 PM W. Michigan WMU 165 Michigan MICH 166 | +26.5 -26.5 | +27.5-105 -28-109 | ||||
11:30 PM LA-Monroe ULM 183 Mississippi St MSST 184 | +28.5 -28.5 | +28.5-108 -28.5-105 | ||||
11:30 PM NW State NWS LA Tech LT | +40.5 -40.5 | +44.5-105 -44.5-109 | ||||
11:30 PM VMI VMI VA Tech VT | +47.5 -47.5 | +55.5-105 -55.5-108 | ||||
11:45 PM FL Atlantic FAU 175 Florida FLA 176 | +26 -26 | +26.5-105 -26.5-110 | ||||
12:00 AM Utah Tech UTU BYU BYU | +47.5 -47.5 | +51.5-105 -51.5-110 | ||||
12:00 AM Lamar LAM Louisiana UL | +17.5 -17.5 | +20.5-112 -19-107 | ||||
12:00 AM Hampton HAMP Maryland UMD | +41.5 -41.5 | +45.5-110 -45.5-110 | ||||
12:00 AM SD State SDKSU Northwestern NW | +15.5 -15.5 | +13.5-104 -13.5-110 | ||||
1:00 AM Mercyhurst MHU N. Mexico St NMSU | +23.5 -23.5 | +28.5-105 -28.5-110 | ||||
+40.5 -40.5 | +40.5-105 -39.5-110 | |||||
1:30 AM N. Arizona NAZ Arizona ARI | +29.5 -29.5 | +32.5-110 -31.5-110 | ||||
2:00 AM UNLV UNLV 217 Hawaii HAW 218 | -1.5 +1.5 | -3.5+104 +3-105 | ||||
2:00 AM MS Valley St MVS Sac State SAC | +32.5 -32.5 | +37.5-105 -37.5-108 | ||||
+12.5 -12.5 | +10.5-105 -10.5-104 | |||||
2:00 AM Morgan State MGN Arizona St ASU | +42.5 -42.5 | +43.5-105 -43.5-110 | ||||
2:30 AM UCLA UCLA 203 California CAL 204 | +3.5 -3.5 | -1.5-110 +2-105 | ||||
2:30 AM W. Kentucky WKU 205 Nevada NEV 206 | -4.5 +4.5 | -1-108 +2.5-105 | ||||
+21.5 -21.5 | +23.5-106 -23.5-109 | |||||
11:30 PM Louisville LOU 229 Ole Miss MISS 230 | +7.5 -8.5 | +6.5+100 -7-105 | ||||
11:30 PM Wisconsin WIS 227 Notre Dame ND 228 | +17.5 -17.5 | +20.5-105 -20.5-105 | ||||
11:30 PM SMU SMU 231 Florida St FSU 232 | -2.5 +2.5 | -2.5-110 +3.5-115 | ||||
Final UNC UNC 305 TCU TCU 306 | +7.5 -7.5 | +7.5-105 -7.5-102 | ||||
+35.5 -35.5 | +38.5-110 -36.5-110 | |||||
+3.5 -3.5 | +4.5-118 -3.5-115 | |||||
+10 -10 | +6.5+100 -7-105 | |||||
+8.5 -8.5 | +9.5+100 -9.5-105 | |||||
+28.5 -28.5 | +30.5-105 -31.5-102 | |||||
+3 -3 | +4.5-105 -4-105 | |||||
+3 -3 | +4.5-105 -4.5-109 | |||||
College football is one of the most bet-on sports in the United States, with billions wagered every season. As more states legalize sports betting and more bettors go online, NCAAF public betting continues to grow in popularity. Understanding how the public is wagering can help you identify potential edges and make smarter bets.
In this guide, we’ll break down public betting data, explain the difference between percentage of bets and percentage of money, and show how to use these insights to your advantage. Public betting percentage shows the share of bets placed on each side of a game, while money percentage shows the share of total dollars wagered — sharp bettors watch the gap between the two to spot value.
Percentages on this page reflect Action Network's tracked sportsbook data and are updated every 10 minutes on gameday. Figures below are illustrative examples; see the live odds table for current-week numbers.
What is NCAAF Public Betting?
NCAAF public betting data shows what share of bets and what share of money are being placed on each side of a college football game, based on real sportsbook activity we track across the industry.
NCAAF public betting refers to the wagers placed by the general betting population on college football games. Tracking public betting trends helps you see which teams or sides most bettors favor. However, the public isn’t always right, which is why professional bettors, also known as “sharps,” often take the opposite side.
By combining public betting data with money percentages and total bet volume, you can get a clearer picture of where the smart money is going.
For example, in Week 1 of the 2025 season, Ohio State opened as a 7.5-point favorite over Texas. Bets skewed toward Ohio State early, but by kickoff the line had moved to 7 despite the majority of bets still on the Buckeyes — a reverse line movement that pointed to sharp money on Texas. That kind of divergence between ticket count and line movement is exactly what public betting data is meant to surface.
Tips for Interpreting NCAAF Public Betting
Understanding how to interpret NCAAF public betting can provide an edge for college football bettors. Here's a handful of tips from our experts on interpreting NCAAF public betting data.
- Look for games where the delta between bet and money percentages is large — these often indicate professional interest.
- Avoid overvaluing data from games with small sample sizes of tracked bets.
- Use public betting data alongside other tools, such as line movement, team stats, and matchup analysis, to make informed decisions.
- Treat public betting data as one input among several, not a standalone system — it's most useful combined with injury news, weather, and situational trends (letdown spots, short weeks, revenge games).
- Responsible gambling note: public and money percentages describe crowd behavior, not guaranteed outcomes. Never bet more than you can afford to lose, and use them as a research tool rather than a betting system on their own.
A concrete example: An Action Network study found that teams receiving fewer than 45% of spread tickets since 2005 went 4,007-4,025-145 against the spread, a 49.9% win rate — essentially break-even, not a strong edge.
How to Use Public Betting and Money Percentages in College Football Betting
We house betting data from numerous U.S. online sportsbooks, including "percentage of bets" and "percentage of money" on every college football game and major bet type. Here's a look at a hypothetical Tennessee-Vanderbilt game.
- Percentage (%) of bets: The percentage of wagers on a particular side of a game. If Tennessee vs. Vanderbilt had 20,000 total bets that we've tracked and 12,000 of those are on the Vols, we'd say that Tennessee has received 60% of the bets.
- Percentage (%) of money: This is the same thing except for the money. If we know the total handle, we can then calculate the percentage of money on one side or another of a bet.
Combining those two factors can help college football bettors eye bets that might be worth making. The reason is because not all bets are the same amount of money. A single $10,000 sharp bet can outweigh hundreds of $10 public tickets — which is why money percentage often tells a different story than bet percentage.
Thus, the difference between the percentage of money and the percentage of bets can often highlight the games in which pro bettors are getting down action. And, well, they're professional and bet high amounts for a reason: It could be a good bet to take those sides.
It's also important to look at the total number of bets we're tracking, which you can see on the far right of the table above. The reason is that you don't want to put too much stock in a money vs. bet difference that has a small sample of bets. Utilizing all four factors -- bet percentage, money percentage, bet vs. money percentage (the delta), and total bets -- is recommended when using betting data to gain an advantage.
Why the Difference Matters
The difference between the percentage of bets and the percentage of money — sometimes called the “delta” — can highlight games where professional bettors are placing high-stakes wagers.
When bet % and money % diverge sharply, it signals sharp (professional) money on one side. For example, 40% of bets but 80% of money on a team suggests a small number of large wagers from sharps rather than broad public support.
- Scenario: 60% of bets on Tennessee but 80% of the money on them suggests sharp action favoring Tennessee over Vanderbilt.
- Sharps bet large amounts for a reason: it could indicate a more favorable line or value that casual bettors might overlook.
We track this kind of split throughout the week across the CFB slate. In the hypothetical example above, the line held steady from open to close even as public tickets piled up on Tennessee — the kind of resistance that often accompanies sharp money quietly balancing the book on the other side. Watching for that pattern, rather than reacting to a single day's number, is where public betting data earns its keep.
If you want to apply NCAAF public betting insights, claim these NCAAF betting promos and/or NCAAF prediction market promos.

