NCAAF Public Betting & Money Percentages
| Scheduled | Open | Best Odds | % of Bets | % of Money | Diff | Bets | |||
|---|---|---|---|---|---|---|---|---|---|
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11:30 PM  Washington WASH 181  USC USC 182 | +10 -10 | +9.5-108 -9-108 | +16% | 22,572 | |||||
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+1.5 -1.5 | +2.5-115 -1.5-114 | +12% | 5,392 | ||||||
3:00 PM  Memphis MEM 137  Charlotte CHA 138 | -21.5 +21.5 | -20.5-108 +20.5-110 | |||||||
-1.5 +1.5 | +3.5-115 -3.5+101 | ||||||||
4:00 PM  UCF UCF 155  Houston HOU 156 | +11.5 -11.5 | +10.5-105 -11.5-105 | |||||||
-3 +3 | -5-110 +5.5-107 | ||||||||
4:00 PM  Navy NAVY 153  Air Force AFA 154 | -1.5 +1.5 | +2.5+106 -3.5+106 | |||||||
4:00 PM  Notre Dame ND 149  UNC UNC 150 | -23.5 +23.5 | -21.5+100 +21-105 | |||||||
4:00 PM  Boston Col BC 171  SMU SMU 172 | +20.5 -20.5 | +21-102 -21.5-105 | |||||||
4:00 PM  Michigan MICH 157  Minnesota MINN 158 | -8.5 +8.5 | -6-110 +6.5-114 | |||||||
4:00 PM  Stanford STAN 133  Wake Forest WF 134 | +11.5 -11.5 | +13.5+108 -14.5-106 | |||||||
4:00 PM  Syracuse SYR 113  UConn UCONN 114 | -7.5 +7.5 | -6.5-112 +6.5+100 | |||||||
4:00 PM  Middle Tenn MTSU 159  Kansas KU 160 | +21.5 -21.5 | +20.5-105 -20.5-110 | |||||||
4:30 PM  Michigan St MSU 165  Wisconsin WIS 166 | +10 -10 | +9.5-109 -8.5-110 | |||||||
4:45 PM  Vanderbilt VAN 123  Georgia UGA 124 | +23.5 -23.5 | +24.5-104 -25.5-106 | |||||||
5:00 PM  W. Michigan WMU 139  Buffalo BUFF 140 | -16.5 +16.5 | -12.5-110 +13.5-110 | |||||||
6:00 PM  Toledo TOL 115  Ball State BALL 116 | -13.5 +13.5 | -21-108 +20.5-105 | |||||||
7:30 PM  Ohio State OSU 185  Iowa IOWA 186 | -14 +14 | -14.5-104 +14-105 | |||||||
-1.5 +1.5 | +2.5-108 -2.5-106 | ||||||||
7:30 PM  Virginia UVA 121  Florida St FSU 122 | -1.5 +1.5 | -1.5-104 +2-113 | |||||||
7:30 PM  Wyoming WYO 199  ND State NDSU 200 | +21 -21 | +16.5+100 -17.5-102 | |||||||
7:30 PM  E. Michigan EMU 129  UMass MASS 130 | +2.5 -2.5 | +5.5-105 -5.5-105 | |||||||
7:30 PM  Auburn AUB 151  Tennessee TENN 152 | +7.5 -7.5 | +6.5-103 -6.5-110 | |||||||
+15.5 -15.5 | +12.5-110 -12-110 | ||||||||
7:30 PM  California CAL 201  UNLV UNLV 202 | -1.5 +1.5 | +2.5-110 -2-108 | |||||||
7:30 PM  Florida FLA 195  Missouri MIZ 196 | -2.5 +2.5 | -5.5-107 +5.5-109 | |||||||
7:30 PM  Ohio OHIO 125  Kent State KENT 126 | -3.5 +3.5 | -3.5-104 +3.5-110 | |||||||
7:30 PM  Akron AKR 163  C. Michigan CMU 164 | +5.5 -5.5 | +6.5-102 -7-105 | |||||||
7:30 PM  Louisville LOU 135  NC State NCST 136 | -7.5 +7.5 | -3.5+100 +3-102 | |||||||
7:30 PM  Samford SAM  UAB UAB | +30.5 -30.5 | +30.5-108 -30.5-106 | |||||||
7:45 PM  Marshall MRSH 147  JMU JMU 148 | +14.5 -14.5 | +18-105 -17.5-110 | |||||||
8:00 PM  Maryland UMD 141  Nebraska NEB 142 | +11.5 -11.5 | +14.5-108 -14.5-110 | |||||||
8:00 PM  UTEP UTEP 175  New Mexico UNM 176 | +21 -21 | +22.5-105 -23.5-105 | |||||||
8:15 PM  Kentucky UK 127  S. Carolina SC 128 | +7 -7 | +2.5-103 -2.5-110 | |||||||
8:15 PM  Purdue PUR 167  Illinois ILL 168 | +9.5 -9.5 | +9.5-105 -10.5-102 | |||||||
10:00 PM  Texas Southern TXSO  FL Atlantic FAU | +40.5 -40.5 | +44.5-105 -44.5-108 | |||||||
10:00 PM  Oregon St ORST 203  Colorado St CSU 204 | -5.5 +5.5 | -7-105 +6.5-102 | |||||||
11:00 PM  UTSA UTSA 161  Rice RICE 162 | -10.5 +10.5 | -11.5-110 +13-109 | |||||||
11:00 PM  GA Southern GASO 145  Coastal Car CC 146 | +1.5 -1.5 | -1.5-113 +2.5-115 | |||||||
11:00 PM  LA-Monroe ULM 169  S. Alabama USA 170 | +15.5 -15.5 | +13.5+100 -14.5-104 | |||||||
11:00 PM  BYU BYU 187  TCU TCU 188 | -5.5 +5.5 | -6-108 +6-108 | |||||||
11:00 PM  Arkansas ARK 183  Texas A&M TA&M 184 | +15.5 -15.5 | +13.5+100 -14-108 | |||||||
11:30 PM  Army ARMY 191  LA Tech LT 192 | -3.5 +3.5 | -1.5-108 +1.5-106 | |||||||
11:30 PM  Temple TEM 117  S. Florida USF 118 | +6.5 -6.5 | +6-110 -5.5-112 | |||||||
11:30 PM  Utah State USU 205  Boise State BOISE 206 | +20.5 -20.5 | +19-108 -19.5-105 | |||||||
11:30 PM  Texas Tech TTU 173  Colorado COLO 174 | -15.5 +15.5 | -13.5-106 +13.5-108 | |||||||
11:30 PM  Miami (FL) MIA 131  Clemson CLEM 132 | -7 +7 | -15.5-108 +15.5-109 | |||||||
11:45 PM  McNeese St MCN  LSU LSU | +48.5 -48.5 | +52.5-103 -53.5-105 | |||||||
12:00 AM  Arkansas St ARST 193  Louisiana UL 194 | +4 -4 | +6.5-107 -6.5+100 | |||||||
12:00 AM  Indiana IU 207  Rutgers RUT 208 | -23.5 +23.5 | -24.5-105 +24-108 | |||||||
2:30 AM  Baylor BAY 177  Arizona St ASU 178 | +4.5 -4.5 | +3.5-104 -3.5-112 | |||||||
-3.5 +3.5 | -8-110 +9.5-108 | ||||||||
3:00 AM  Cincinnati CIN 179  Arizona ARI 180 | +7.5 -7.5 | +6.5-102 -7-105 | |||||||
4:00 AM  San Jose St SJSU 213  Hawaii HAW 214 | +3.5 -3.5 | +2.5+105 -3-105 | |||||||
+1.5 -1.5 | +2.5-114 -2-108 | ||||||||
Final - OT  North Texas UNT 105  Tulsa TLSA 106 | +3.5 -3.5 | -3-105 +2.5-105 | |||||||
+5.5 -5.5 | +2-110 -1-110 | ||||||||
-7.5 +7.5 | -7.5+100 +7-108 | ||||||||
-7 +7 | -3-105 +3-105 |
College football is one of the most bet-on sports in the United States, with billions wagered every season. As more states legalize sports betting and more bettors go online, NCAAF public betting continues to grow in popularity. Understanding how the public is wagering can help you identify potential edges and make smarter bets.
In this guide, we’ll break down public betting data, explain the difference between percentage of bets and percentage of money, and show how to use these insights to your advantage. Public betting percentage shows the share of bets placed on each side of a game, while money percentage shows the share of total dollars wagered — sharp bettors watch the gap between the two to spot value.
Percentages on this page reflect Action Network's tracked sportsbook data and are updated every 10 minutes on gameday. Figures below are illustrative examples; see the live odds table for current-week numbers.
What is NCAAF Public Betting?
NCAAF public betting data shows what share of bets and what share of money are being placed on each side of a college football game, based on real sportsbook activity we track across the industry.
NCAAF public betting refers to the wagers placed by the general betting population on college football games. Tracking public betting trends helps you see which teams or sides most bettors favor. However, the public isn’t always right, which is why professional bettors, also known as “sharps,” often take the opposite side.
By combining public betting data with money percentages and total bet volume, you can get a clearer picture of where the smart money is going.
For example, in Week 1 of the 2025 season, Ohio State opened as a 7.5-point favorite over Texas. Bets skewed toward Ohio State early, but by kickoff the line had moved to 7 despite the majority of bets still on the Buckeyes — a reverse line movement that pointed to sharp money on Texas. That kind of divergence between ticket count and line movement is exactly what public betting data is meant to surface.
Tips for Interpreting NCAAF Public Betting
Understanding how to interpret NCAAF public betting can provide an edge for college football bettors. Here's a handful of tips from our experts on interpreting NCAAF public betting data.
- Look for games where the delta between bet and money percentages is large — these often indicate professional interest.
- Avoid overvaluing data from games with small sample sizes of tracked bets.
- Use public betting data alongside other tools, such as line movement, team stats, and matchup analysis, to make informed decisions.
- Treat public betting data as one input among several, not a standalone system — it's most useful combined with injury news, weather, and situational trends (letdown spots, short weeks, revenge games).
- Responsible gambling note: public and money percentages describe crowd behavior, not guaranteed outcomes. Never bet more than you can afford to lose, and use them as a research tool rather than a betting system on their own.
A concrete example: An Action Network study found that teams receiving fewer than 45% of spread tickets since 2005 went 4,007-4,025-145 against the spread, a 49.9% win rate — essentially break-even, not a strong edge.
How to Use Public Betting and Money Percentages in College Football Betting
We house betting data from numerous U.S. online sportsbooks, including "percentage of bets" and "percentage of money" on every college football game and major bet type. Here's a look at a hypothetical Tennessee-Vanderbilt game.
- Percentage (%) of bets: The percentage of wagers on a particular side of a game. If Tennessee vs. Vanderbilt had 20,000 total bets that we've tracked and 12,000 of those are on the Vols, we'd say that Tennessee has received 60% of the bets.
- Percentage (%) of money: This is the same thing except for the money. If we know the total handle, we can then calculate the percentage of money on one side or another of a bet.
Combining those two factors can help college football bettors eye bets that might be worth making. The reason is because not all bets are the same amount of money. A single $10,000 sharp bet can outweigh hundreds of $10 public tickets — which is why money percentage often tells a different story than bet percentage.
Thus, the difference between the percentage of money and the percentage of bets can often highlight the games in which pro bettors are getting down action. And, well, they're professional and bet high amounts for a reason: It could be a good bet to take those sides.
It's also important to look at the total number of bets we're tracking, which you can see on the far right of the table above. The reason is that you don't want to put too much stock in a money vs. bet difference that has a small sample of bets. Utilizing all four factors -- bet percentage, money percentage, bet vs. money percentage (the delta), and total bets -- is recommended when using betting data to gain an advantage.
Why the Difference Matters
The difference between the percentage of bets and the percentage of money — sometimes called the “delta” — can highlight games where professional bettors are placing high-stakes wagers.
When bet % and money % diverge sharply, it signals sharp (professional) money on one side. For example, 40% of bets but 80% of money on a team suggests a small number of large wagers from sharps rather than broad public support.
- Scenario: 60% of bets on Tennessee but 80% of the money on them suggests sharp action favoring Tennessee over Vanderbilt.
- Sharps bet large amounts for a reason: it could indicate a more favorable line or value that casual bettors might overlook.
We track this kind of split throughout the week across the CFB slate. In the hypothetical example above, the line held steady from open to close even as public tickets piled up on Tennessee — the kind of resistance that often accompanies sharp money quietly balancing the book on the other side. Watching for that pattern, rather than reacting to a single day's number, is where public betting data earns its keep.
If you want to apply NCAAF public betting insights, claim these NCAAF betting promos and/or NCAAF prediction market promos.
