NCAAF Public Betting & Money Percentages
| Scheduled | Open | Best Odds | % of Bets | % of Money | Diff | Bets |
|---|---|---|---|---|---|---|
FREEMoney Percentages | ||||||
12:00 AM  Ohio OHIO 303  Akron AKR 304 | -13.5 +13.5 | +17.5+100 +13-106 | +3% | 605 | ||
1:00 AM  Buffalo BUFF 301  Miami (OH) M-OH 302 | +6.5 -6.5 | +6.5-105 +8.5+100 | +17% | 595 | ||
12:00 AM  Toledo TOL 309  Sac State SAC 310 | -27.5 +27.5 | +5.5+100 +24.5-102 | ||||
12:00 AM  Ball State BALL 307  UMass MASS 308 | +2.5 -2.5 | +3.5-115 +20.5+100 | ||||
12:30 AM  C. Michigan CMU 305  E. Michigan EMU 306 | +1.5 -1.5 | +2.5-110 +20.5+100 | ||||
12:30 AM  UTSA UTSA 313  FL Atlantic FAU 314 | -6.5 +6.5 | +20.5+100 +6.5+101 | ||||
1:00 AM  JMU JMU 315  Southern Miss USM 316 | -15.5 +15.5 | +20.5+100 +15-110 | ||||
12:00 AM  VA Tech VT 317  SMU SMU 318 | +7.5 -7.5 | +6.5-110 +16.5+100 | ||||
12:30 AM  S. Florida USF 319  E. Carolina ECU 320 | -1.5 +1.5 | +2-110 +20.5+100 | ||||
1:00 AM  Nebraska NEB 321  Illinois ILL 322 | -6 +6 | +20.5+100 +5-110 | ||||
2:00 AM  New Mexico UNM 323  Nevada NEV 324 | -12.5 +12.5 | +20.5+100 +10-108 | ||||
3:15 AM  TCU TCU 325  Arizona ARI 326 | +9.5 -9.5 | +9.5-110 +20.5+100 | ||||
5:00 PM  Clemson CLEM 347  Syracuse SYR 348 | -3.5 +3.5 | +20.5+100 +1.5-110 | ||||
5:00 PM  Iowa State ISU 361  Baylor BAY 362 | +9.5 -9.5 | +9.5-108 +20.5+100 | ||||
5:00 PM  Tulsa TLSA 389  Tulane TULN 390 | -3 +3 | +1.5-118 +0.5+100 | ||||
5:00 PM  Florida St FSU 331  Boston Col BC 332 | -8.5 +8.5 | +16.5+100 +6.5-104 | ||||
5:00 PM  UNC UNC 329  UConn UCONN 330 | -9.5 +9.5 | +20.5+100 +6.5+101 | ||||
5:00 PM  UCLA UCLA 335  Minnesota MINN 336 | -6.5 +6.5 | -6-110 +20.5+100 | ||||
5:00 PM  Texas TEX 343  Missouri MIZ 344 | -5.5 +5.5 | -3-105 +26.5+100 | ||||
5:00 PM  BYU BYU 369  Utah UTAH 370 | +3 -3 | +5.5-104 +12.5+100 | ||||
5:30 PM  Duke DUKE 351  NC State NCST 352 | -5.5 +5.5 | +20.5+100 +4.5-105 | ||||
5:30 PM  Maryland UMD 333  Purdue PUR 334 | +6.5 -6.5 | +20.5+100 -6.5-105 | ||||
5:45 PM  Arkansas ARK 363  Auburn AUB 364 | +13.5 -13.5 | +10.5-105 +20.5+100 | ||||
+7 -7 | +7.5-110 +20.5+100 | |||||
6:00 PM  OK State OKST 355  K State KSU 356 | -5.5 +5.5 | -3.5-108 +20.5+100 | ||||
+3.5 -3.5 | +4.5-115 +20.5+100 | |||||
8:00 PM  Delaware DEL 371  Kennesaw St KENN 372 | -3 +3 | +20.5+100 +2.5-110 | ||||
8:00 PM  Texas A&M TA&M 395  S. Carolina SC 396 | +5.5 -5.5 | +7.5-110 +20.5+100 | ||||
+14.5 -14.5 | +14.5-105 +20.5+100 | |||||
8:30 PM  Charlotte CHA 399  UAB UAB 400 | +10 -10 | +10.5-108 +20.5+100 | ||||
8:30 PM  Alabama BAMA 397  LSU LSU 398 | +4 -4 | +18.5+100 -3.5-110 | ||||
+8.5 -8.5 | +9.5+101 +0.5+100 | |||||
8:30 PM  Oregon ORE 385  Ohio State OSU 386 | +6 -6 | +7.5-110 +20.5+100 | ||||
8:30 PM  Temple TEM 403  Navy NAVY 404 | +7.5 -7.5 | +7-105 +20.5+100 | ||||
8:30 PM  Cincinnati CIN 357  Houston HOU 358 | +9.5 -9.5 | +10.5-108 +20.5+100 | ||||
8:30 PM  Merrimack MC  Wake Forest WF | +49.5 -49.5 | -20.5+100 +20.5+100 | ||||
-1.5 +1.5 | +2.5-110 +20.5+100 | |||||
+1.5 -1.5 | +1.5-110 +20.5+100 | |||||
8:45 PM  UCF UCF 327  Kansas KU 328 | +1.5 -1.5 | +2.5+105 +20.5+100 | ||||
9:00 PM  Rice RICE 393  North Texas UNT 394 | +16.5 -16.5 | +16.5-105 +20.5+100 | ||||
+11.5 -11.5 | +9.5-103 +20.5+100 | |||||
9:00 PM  LA Tech LT 407  Troy TROY 408 | -6.5 +6.5 | +20.5+100 +5.5-110 | ||||
9:00 PM  Missouri St MOST 405  FIU FIU 406 | +4.5 -4.5 | +4.5-105 +20.5+100 | ||||
9:15 PM  Rutgers RUT 359  Wisconsin WIS 360 | +15.5 -15.5 | +17-110 +20.5+100 | ||||
+2.5 -2.5 | +3.5-115 +20.5+100 | |||||
10:00 PM  S. Alabama USA 387  Louisiana UL 388 | +5.5 -5.5 | +9.5-108 +20.5+100 | ||||
11:00 PM  Boise State BOISE 413  Colorado St CSU 414 | -19.5 +19.5 | +20.5+100 +17.5-105 | ||||
11:15 PM  Kentucky UK 411  Tennessee TENN 412 | +5.5 -5.5 | +6.5+100 +0.5+100 | ||||
12:00 AM  Sam Houston SHSU 415  Jax State JVST 416 | +14 -14 | +17-110 +20.5+100 | ||||
12:30 AM  Iowa IOWA 353  Northwestern NW 354 | +2.5 -2.5 | +2.5-115 +17.5+100 | ||||
12:30 AM  Miami (FL) MIA 419  Notre Dame ND 420 | +6.5 -6.5 | +6.5-110 +12.5+100 | ||||
12:30 AM  Louisville LOU 349  GA Tech GT 350 | -13.5 +13.5 | -14-110 +20.5+100 | ||||
12:30 AM  Georgia UGA 379  Ole Miss MISS 380 | -4.5 +4.5 | -3.5-108 +22.5+100 | ||||
12:30 AM  Michigan St MSU 341  Michigan MICH 342 | +13.5 -13.5 | +13.5-109 +20.5+100 | ||||
12:30 AM  Colorado COLO 365  Arizona St ASU 366 | +3.5 -3.5 | +20.5+100 -3.5-105 | ||||
12:30 AM  Air Force AFA 417  Army ARMY 418 | +6 -6 | +4-115 +8.5+100 | ||||
12:45 AM  Oklahoma OU 381  Florida FLA 382 | +4 -4 | +6.5+100 +20.5+100 | ||||
1:00 AM  Liberty LIB 409  N. Mexico St NMSU 410 | -12.5 +12.5 | -17.5-102 +20.5+100 | ||||
+15.5 -15.5 | +17.5-115 +17.5+100 | |||||
2:30 AM  Hawaii HAW 367  UTEP UTEP 368 | -11.5 +11.5 | -9.5-110 +20.5+100 | ||||
-2.5 +2.5 | -2.5-108 +20.5+100 | |||||
3:30 AM  Wyoming WYO 425  UNLV UNLV 426 | +8.5 -8.5 | +6.5+100 +20.5+100 | ||||
3:30 AM  Texas St TXST 423  Oregon St ORST 424 | +8.5 -8.5 | +6.5-102 +20.5+100 | ||||
College football is one of the most bet-on sports in the United States, with billions wagered every season. As more states legalize sports betting and more bettors go online, NCAAF public betting continues to grow in popularity. Understanding how the public is wagering can help you identify potential edges and make smarter bets.
In this guide, we’ll break down public betting data, explain the difference between percentage of bets and percentage of money, and show how to use these insights to your advantage. Public betting percentage shows the share of bets placed on each side of a game, while money percentage shows the share of total dollars wagered — sharp bettors watch the gap between the two to spot value.
Percentages on this page reflect Action Network's tracked sportsbook data and are updated every 10 minutes on gameday. Figures below are illustrative examples; see the live odds table for current-week numbers.
What is NCAAF Public Betting?
NCAAF public betting data shows what share of bets and what share of money are being placed on each side of a college football game, based on real sportsbook activity we track across the industry.
NCAAF public betting refers to the wagers placed by the general betting population on college football games. Tracking public betting trends helps you see which teams or sides most bettors favor. However, the public isn’t always right, which is why professional bettors, also known as “sharps,” often take the opposite side.
By combining public betting data with money percentages and total bet volume, you can get a clearer picture of where the smart money is going.
For example, in Week 1 of the 2025 season, Ohio State opened as a 7.5-point favorite over Texas. Bets skewed toward Ohio State early, but by kickoff the line had moved to 7 despite the majority of bets still on the Buckeyes — a reverse line movement that pointed to sharp money on Texas. That kind of divergence between ticket count and line movement is exactly what public betting data is meant to surface.
Tips for Interpreting NCAAF Public Betting
Understanding how to interpret NCAAF public betting can provide an edge for college football bettors. Here's a handful of tips from our experts on interpreting NCAAF public betting data.
- Look for games where the delta between bet and money percentages is large — these often indicate professional interest.
- Avoid overvaluing data from games with small sample sizes of tracked bets.
- Use public betting data alongside other tools, such as line movement, team stats, and matchup analysis, to make informed decisions.
- Treat public betting data as one input among several, not a standalone system — it's most useful combined with injury news, weather, and situational trends (letdown spots, short weeks, revenge games).
- Responsible gambling note: public and money percentages describe crowd behavior, not guaranteed outcomes. Never bet more than you can afford to lose, and use them as a research tool rather than a betting system on their own.
A concrete example: An Action Network study found that teams receiving fewer than 45% of spread tickets since 2005 went 4,007-4,025-145 against the spread, a 49.9% win rate — essentially break-even, not a strong edge.
How to Use Public Betting and Money Percentages in College Football Betting
We house betting data from numerous U.S. online sportsbooks, including "percentage of bets" and "percentage of money" on every college football game and major bet type. Here's a look at a hypothetical Tennessee-Vanderbilt game.
- Percentage (%) of bets: The percentage of wagers on a particular side of a game. If Tennessee vs. Vanderbilt had 20,000 total bets that we've tracked and 12,000 of those are on the Vols, we'd say that Tennessee has received 60% of the bets.
- Percentage (%) of money: This is the same thing except for the money. If we know the total handle, we can then calculate the percentage of money on one side or another of a bet.
Combining those two factors can help college football bettors eye bets that might be worth making. The reason is because not all bets are the same amount of money. A single $10,000 sharp bet can outweigh hundreds of $10 public tickets — which is why money percentage often tells a different story than bet percentage.
Thus, the difference between the percentage of money and the percentage of bets can often highlight the games in which pro bettors are getting down action. And, well, they're professional and bet high amounts for a reason: It could be a good bet to take those sides.
It's also important to look at the total number of bets we're tracking, which you can see on the far right of the table above. The reason is that you don't want to put too much stock in a money vs. bet difference that has a small sample of bets. Utilizing all four factors -- bet percentage, money percentage, bet vs. money percentage (the delta), and total bets -- is recommended when using betting data to gain an advantage.
Why the Difference Matters
The difference between the percentage of bets and the percentage of money — sometimes called the “delta” — can highlight games where professional bettors are placing high-stakes wagers.
When bet % and money % diverge sharply, it signals sharp (professional) money on one side. For example, 40% of bets but 80% of money on a team suggests a small number of large wagers from sharps rather than broad public support.
- Scenario: 60% of bets on Tennessee but 80% of the money on them suggests sharp action favoring Tennessee over Vanderbilt.
- Sharps bet large amounts for a reason: it could indicate a more favorable line or value that casual bettors might overlook.
We track this kind of split throughout the week across the CFB slate. In the hypothetical example above, the line held steady from open to close even as public tickets piled up on Tennessee — the kind of resistance that often accompanies sharp money quietly balancing the book on the other side. Watching for that pattern, rather than reacting to a single day's number, is where public betting data earns its keep.
If you want to apply NCAAF public betting insights, claim these NCAAF betting promos and/or NCAAF prediction market promos.
